Top credit card offers from our partners
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If you’re looking for the best credit card offers for a variety of lifestyles, you’ve come to the right place! We’ve done the hard work of combing though the offers and the fine print to bring you the best offers from our partners whether you’re interested in travel rewards or cash back or something else entirely.
BEST OVERALL OFFERS
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn signup_reward bonus points after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.
REWARDS RATE
Earn 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
For a limited time, earn a signup_reward bonus after you spend signup_bonus_spend_amount on purchases in your first three months from account opening.
REWARDS RATE
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service; and 1.5% on all other purchases.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first six months. American Express is a CardRatings advertiser
REWARDS RATE
Earn 6% back on up to $6,000 spent at U.S. supermarkets annually and 6% back on select U.S. streaming services; unlimited 3% back at U.S. gas stations and on transit purchases, and 1% back on other eligible purchases.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening, that’s equal to $1,000 in travel.
REWARDS RATE
Earn unlimited 2X miles on every purchase, every day, plus earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 20,000 bonus points when you spend $1,000 within the first 90 days of account opening.
REWARDS RATE
Earn 4X points on dining, takeout, and restaurant delivery; 2X points on streaming services; 2X at grocery stores and gas stations/EV charging stations (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024); 1X point on all other eligible purchases.
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BEST CASH-BACK CARDS
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
For a limited time, earn a signup_reward bonus after you spend signup_bonus_spend_amount on purchases in your first three months from account opening.
REWARDS RATE
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service; and 1.5% on all other purchases.
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first six months.
REWARDS RATE
Earn 6% back on up to $6,000 spent at U.S. supermarkets annually and 6% back on select U.S. streaming services; unlimited 3% back at U.S. gas stations and on transit purchases, and 1% back on everything else.
APPLY
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn a $200 statement credit after you spend $2,000 in purchases on your new card within the first six months.
REWARDS RATE
Earn 3% cash back at U.S. supermarkets, U.S. gas stations and on U.S. online retail purchases (up to $6,000 spent in each category per year, then 1%), and 1% back on other eligible purchases.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn $200 cash back after spending $500 in the first 3 months.
REWARDS RATE
Earn 5% back on up to $1,500 spent in categories that rotate quarterly (activation required); 5% cash back on travel purchased through Chase Ultimate Rewards®; 3% back at restaurants (takeout and delivery included); 3% back at drugstores; and 1% back on all other eligible purchases
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Information related to Chase Freedom FlexSM has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
REWARDS RATE
Earn 2% cash back on every purchase in the form of 1% back when you buy and another 1% back when you pay. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn a one-time $200 cash-back bonus after spending $500 on purchases in the first 3 months.
REWARDS RATE
Earn 1.5% cash back on every purchase.
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BEST TRAVEL REWARDS CARDS
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn signup_reward bonus points after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.
REWARDS RATE
Earn 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening, that’s equal to $1,000 in travel.
REWARDS RATE
Earn unlimited 2X miles on every purchase, every day, plus earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn signup_reward Membership Rewards® Points after you spend signup_bonus_spend_amount on eligible purchases on your new card in your first six months of card membership.
REWARDS RATE
Earn 4X points per $1 spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year), then 1X points; 4X points per $1 spent at US supermarkets (on up to $25,000 in purchases per calendar year) then 1X points; 3X points per $1 spent on flights booked directly with airlines or on AmexTravel.com; 2X points per $1 spent on prepaid hotels and other eligible purchases booked on AmexTravel.com; and 1X point per $1 spent on all other eligible purchases.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 20,000 bonus points when you spend $1,000 within the first 90 days of account opening.
REWARDS RATE
Earn 4X points on dining, takeout, and restaurant delivery; 2X points on streaming services; 2X at grocery stores and gas stations/EV charging stations (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024); 1X point on all other eligible purchases.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first three months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
REWARDS RATE
Earn 10x on hotels, car rentals, and attractions booked through CitiTravel.com. Earn 3 points per $1 spent on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations. Earn 1 point per $1 spent on all other purchases
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 80,000 Membership Rewards points after you spend $8,000 on eligible purchases on your new card in your first six months of card membership.
REWARDS RATE
Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on the first $500,000 spent in a calendar year on airline purchases); 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1X points on other purchases
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BEST SMALL BUSINESS CARDS
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
REWARDS RATE
Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn $750 bonus cash back after you spend $6,000 on purchases in the first three months from account opening.
REWARDS RATE
Earn an unlimited 1.5% cash back on every purchase.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.
REWARDS RATE
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.
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BEST BALANCE TRANSFER CREDIT CARDS
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
REWARDS RATE
Earn 2% cash back on every purchase in the form of 1% back when you buy and another 1% back when you pay. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
APPLY
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 20,000 bonus points when you spend $1,000 within the first 90 days of account opening. Enjoy an intro 0% APR on purchases and balance transfer made within the first 60 days for 12 billig cycles (then, RegAPR)
REWARDS RATE
Earn 4X points on dining, takeout, and restaurant delivery; 2X points on streaming services; 2X at grocery stores and gas stations/EV charging stations (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024); 1X point on all other eligible purchases.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
There’s no traditional welcome offer; however, you can take advantage of an intro 21 months 0% interest on balance transfers. BalanceTransferFees) and 12 months no interest on purchases (then, RegAPR). Balance transfers must be completed within four months of account opening.
REWARDS RATE
No rewards offered
APPLY
BEST STUDENT CARDS
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn a $50 bonus after making your first purchase on your new card within the first three months.
REWARDS RATE
Earn 1% cash back on all your purchases. Earn $20 Good Standing Rewards after each account anniversary (for up to 5 years).
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Receive one year of Amazon Prime Student after spending $500 on your card in the first 3 billing cycles ($59 value).
REWARDS RATE
Earn 1% cash back on all your purchases.
APPLY
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BEST CARDS FOR FAIR CREDIT
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
No traditional offer, but be considered for a higher credit limit after as little as six months.
REWARDS RATE
Earn 1.5% cash back on every purchase.
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
No traditional offer, but extend your $200 credit line by getting considered for an unsecured credit line increase after six months, no additional deposit required.
REWARDS RATE
No rewards offered, but you can build your credit with responsible use.
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
No traditional offer, but be considered for a higher credit limit after as little as six months.
REWARDS RATE
No traditional rewards, but you can build better credit with responsible use.
APPLY
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BEST CARDS FOR BUILDING/REBUILDING CREDIT OR NO CREDIT
CREDIT CARD
ANNUAL FEE
AnnualFees
SECURITY DEPOSIT
Security deposit of at least $200 is required to establish your line of credit.
REWARDS RATE
No rewards offered, but you can build your credit with responsible use.
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
SECURITY DEPOSIT
No traditional offer, but extend your $200 credit line by getting considered for an unsecured credit line increase after six months, no additional deposit required.
REWARDS RATE
No rewards offered, but you can build your credit with responsible use.
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
SECURITY DEPOSIT
No security deposit required
REWARDS RATE
Earn 2% – 10% back at select merchants
APPLY
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(Petal credit cards are issued by WebBank, Member FDIC; See Rates and Fees
CREDIT CARD
ANNUAL FEE
AnnualFees
SECURITY DEPOSIT
Security deposit of at least $200 is required to establish your line of credit.
REWARDS RATE
No rewards offered, but you can build your credit with responsible use.
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
SECURITY DEPOSIT
Establish an initial $200 line of credit with a $49, $99 or $200 initial security deposit depending on credit worthiness.
REWARDS RATE
No rewards offered, but you can build your credit with responsible use.
APPLY
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To see the rates and fees for the American Express cards mentioned in this post, please visit the following links: CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.