You can qualify for a Citi American Airlines credit card bonus again, even if you have had an AA bonus already. How? The main way is recognizing that there are many different AA cards, some of which you might not have heard of before.
Brief Recap of the Past 5 Years
Back in 2011, Citi was famous for its two browser trick. On my very first attempt, many went for the perfect trifecta, two Citi Personal AA cards (100K + 75K signups) via the two browser trick followed by one Citi Business AA card (75k signup) the next day, for a total of 250k bonus AA miles.
The two browser trick continued for ~2 years until January 2013 when Citi finally put controls in place.
Fast forward to 2014, Citi bumps the signup bonus for the Citi® / AAdvantage® Executive World Elite™ Mastercard® to a whopping 100k + $200 statement credit. The catch was that the 100k bonus required $10,000 in spend and the $450 annual fee was not waived the first year. It wasn’t long before some wizards at FlyerTalk figured out that:
- The card was obtained several times so long as you followed the 9/65 day rules
- The $450 AF would be refunded if the card was cancelled within 37 days from the date you were billed the AF
- The $10,000 spend can be attained by eating the 3% fee from manufactured spending, and having the $300 fee mostly offset by the $200 statement credit
With many reporting having received the signup bonus over 6x, the Citi Executive AA card was hands down the best credit card signup of the year! It eventually came to an end in June 2015 via a zombie link.
List of American Airlines Branded Citibank Credit Cards
Moving on to present time, a colleague recently asked me which Citi AA credit card signup bonus he was eligible for if he had recently closed the Citi Executive AA card. Before we get into the rules, were you aware that Citi issues the following American Airlines branded credit cards? Here they are:
Citi® / AAdvantage® Executive World Elite™ Mastercard®– 75k signup bonus; $450 annual fee not waived 1st year [EXPIRED]
- Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® – 50k signup bonus; $95 annual fee waived 1st year [EXPIRED]
- CitiBusiness® – 50k signup bonus; $95 annual fee waived 1st year [EXPIRED]
- Citi® / AAdvantage® Gold Card – 25k signup bonus; $50 annual fee waived 1st year [EXPIRED]
- Two other cards, the CitiBusiness® / AAdvantage® Platinum Select® World MasterCard® and the Citi® Bronze® / AAdvantage® World MasterCard® found here do not currently have signup bonuses and are excluded from this post.
Sign-up Bonus Eligibility Rules
Check out the FlyerTalk Wiki for an extensive list of rules. The following is an excerpt as it addresses my colleague’s question:
- Can I get the sign up bonus on these these AA cards be obtained more than once?
Yes and No. The general rules are:
- Personal AA cards: As of February 1, 2015, all new links require you to wait 18 months from the date of opening or closing an account of the same type (AmEx, Visa, MC) and category (Gold, Platinum, Executive). Opening or closing a Gold MC will not affect getting the bonus on a new Platinum MC but will prevent you from getting the bonus on a new Gold MC. This means that you can get a Gold Mastercard (25K) and a Platinum Mastercard (50K) a week apart as long as you have not opened or closed an AA Personal MC in the past 18 months, even if you opened or closed an AA Personal Visa or AA Executive card in the last 18 months. If you received a Platinum World MC which was converted to a World Elite MC (as indicated on the back of the card) prior to early March 2015, you should be able to get another Platinum MC even if it has been less than 18 months since you opened the World MC. See posts #1069, #1314, and #1586. Citi has also changed their policy and will now approve cards for which you are not eligible for the bonus. If you violate the 18-month rule, Citi may still issue you the card but the documentation that comes with the card and with your approval letter will not mention a bonus. If this occurs, you will not get the bonus.
- Business AA cards: some people have obtained the sign-up bonuses repeatedly without restriction other than the general Citi application rules. Apply once every 91-95 days. Note that beginning in late 2014, new Citi AA business card offers began including the explicit requirement that the applicant not be an existing AA business cardholder. However, this does not appear to be limited. For unknown reasons, some people have been unable to do this with business cards at all. Some (but not all) people need to completely cancel their previous business account (send an SM or call and request that the account, ending in XXXX and the associated cards, ending in YYYY (etc.) be closed) before they can apply for another business card, regardless of the absence of restrictive offer language. The Master Account is the actual line of credit, while the cards are the individual cards associated with each employee of the business. To find the Master Account number, go to your online account and select the card you want to close. In the bottom left corner there is a dropdown box next to “Cardholder:” that has the Master Account and any Card accounts listed. There is no telling into which bucket you fall prior to applying.
Confused? So What Does All This Mean?
- Citi Executive AA – You may have cancelled your Citi Executive AA card within the past 3 months. That means you will not qualify for the Citi Executive AA signup bonus again until 18 months from the date of cancellation. But that’s ok – there are 3 other Citi AA cards you can get.
- Citi Personal AA – Dig through your email / Citicards account to see when you cancelled your account. A good way is to see the date and month Citi generated your last statement. Add 18 months to that statement date and that’s the next time you will qualify for the bonus again for the Citi Personal AA credit card.
- CitiBusiness AA – Dig through your email / Citicards account to see when you cancelled your account. A good way is to see the date and month Citi generated your last statement. Call up Citi and make sure they have cancelled your Master Account number. If yes, add 3.5 months to the date the Master Account was closed and that’s the next time you will qualify for the bonus again for the CitiBusiness AA credit card.
- Citi Gold AA – I didn’t know this card existed until this past month when I was looking to rack up some more AA miles. You are truly ahead of the game if you have signed up for this card before. If yes, add 18 months to that last statement date and that’s the next time you will qualify for the bonus again for the Citi Gold AA credit card. If not, feel free to sign up for this during your next round of applications.
Signup Links (No Landing Pages for Some)
Offers have EXPIRED. Click here for the latest offers.
- Citi Executive AA – 75k signup bonus; $450 annual fee not waived 1st year
- Citi Personal AA – 50k signup bonus; $95 annual fee waived 1st year
- Citi Gold AA – 25k signup bonus; $50 annual fee waived 1st year
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